What are the costs?
You pay a fixed, nominal premium to your insurance company for the basic health insurance package. The monthly premium for the mandatory health insurance is approximately € 95 – € 135 (2020) depending on your choices.
Besides the monthly premium there is a mandatory policy own risk excess. The policy excess concerns healthcare costs that are not reimbursed. The government determined the excess for 2020 to be € 385,-. Medical costs that exceed this sum and which are covered by your health insurance will be paid by the insurer.
Visit our Knowledge Centre for more information about Health Insurance in the Netherlands.